Review ~ THE DEBT by Karina Halle


Karina Halle



Keir McGregor has a deep, dark secret that could destroy the woman he loves…

From the New York Times bestselling author of The Pact and The Lie comes a new standalone contemporary romance to make you laugh, cry and swoon.

Jessica Charles shouldn’t have even been in London when the unthinkable happened.
She should have been back at home in Edinburgh, perhaps hanging with her boyfriend, having drinks with her sister or doing yoga with her group of friends. She should have been going on in her normal, dependable life as always.

But on that fateful day in August, when a mentally-ill ex-soldier opened fire in public, Jessica’s world changed forever.

Now single and crippled from the gunshot wounds, Jessica finds herself scared and alone, losing faith in herself and humanity with each agonizing moment that passes.
That is until a stranger enters her life. A stranger who makes her live again.

Keir McGregor has always been the strong, silent type. Throw in tall, dark, and handsome and you’ve got pretty much the perfect Scotsman.

Except Keir is anything but perfect. He’s got a past he’s running away from and a guilty conscience he can’t seem to shed. But the more time he spends with Jessica, the more he falls in love with her.

And the more his secret threatens to tear them apart.

He may have been a stranger to her.
But she’s never been a stranger to him.

NOTE: The Debt is a complete STANDALONE novel…you do NOT need to read any of the other McGregor books to read this one.

The Debt is rated 18+ for dirty-talking Scotsmen, profanity, and numerous sexy times. For those sensitive to bad language and explicit sex, please be aware.


Karina Halle has created another winner! I didn’t read the blurb before I started this book so I was taken by surprise with the opening scene. Something in that same magnitude touched my life personally on Oct. 2015. It happened an hour from my house and my friend’s son was the victim of that tragedy. So, reading that opening scenes made my heart pound out of my chest because I could feel the raw emotions that Jessica experienced as she was out enjoying her day when in an instance everything changed.

Okay, enough about that opening scene, I mean it’s important because it’s the foundation of THE DEBT but there’s more to the story than that scene. The story is about two broken people, Jessica & Keir, who find healing through each other. Their healing process is a lengthy one that at times is a costly one. Both must deal with their past to find the life they have dreamt of. Never quitting on themselves or each other is what endears the readers to these two. Even after some hard truths about their past comes to surface these two have some enlightened moments that teach them how best to connect with the other person.

Readers will love that Karina Halle wrote a story that touches on our military and mental illness because it’s a powerful story that offers hope, love, and acceptance.

The Debt is a standalone set in Edinburgh. It’s set in the same universe as The Offer, The Play, The Lie and The Pact.


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Author: Foxy

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